Resume
General Information
| Full Name | Navin Kumar M |
| Address | Chennai, Tamil Nadu, India |
| Phone | +91 9884285774 |
| personal.mnk@gmail.com | |
| mnk-navin | |
| GitHub | cosmic-heart |
| Languages | English (proficient), Tamil (native) |
Education
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Sep 2020 - May 2024 B.Tech in Computer Science & Engineering
Vellore Institute of Technology, Chennai - Specialization: Artificial Intelligence & Machine Learning
- CGPA: 8.92/10
- Achievement: Best final year project award, VIT University 2024, for developing an on-premise AI learning platform
Work Experience
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Jun 2024 - Present Machine Learning Engineer
Branch International, Remote - Pioneering the development of a neural network-based credit risk model from unstructured SMS data ensuring transparent and interpretable underwriting decisions aligned with regulatory standards
- Accelerated feature generation by integrating a Ray-based head–worker system and optimizing request throughput. Improved feature service performance by tuning thread pools, scaling workers, and refining SQL queries, resulting in an 8× decrease in feature fetch time
- Achieved a minimum of 2% delinquency rate by leading the development of a Credit Risk Model for premium segment users
- Reduced model training time and costs by 5x by building a fully automated pipeline using AWS SageMaker
- Ensured 99.5% data consistency through rigorous QA & QC testing of credit bureau data in multiple formats
- Refined training sample queries and introduced shorter window targets, enabling the use of recent data and improving data confidence & generalizability across all user segments
Internships
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Jan 2024 - May 2024 Machine Learning Engineer
Branch International, Remote - Developed cashflow and balance classification & extraction SMS model with AUC of 1.00, increasing coverage by 3x
- Engineered product-specific features from credit bureau data, resulting in a 6% improvement in model AUC
- Optimized processing of 100K+ files/min by building a parallel processing algorithm to convert historical data into Credit Information Reports
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Nov 2023 - Apr 2024 Research Intern
Vellore Institute of Technology, Chennai - Built a parallel and distributed computing workspace using Ray to accelerate ML training and inference
- Configured Linux & ML Frameworks on IBM PowerPC ppc64le architecture
- Architected and deployed an AI Learning Platform on distributed clusters to support hands-on learning for junior students
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May 2023 - Jul 2024 Machine Learning Engineer
Gutsy Innovation, Remote - Developed a real-time Face Detection & Recognition System using YOLOv7 & ArcFace
- Implemented the AI service on DeepStream SDK, with integration of Azure IoT Hub and Qdrant
Academic Projects
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Nov 2023 - Apr 2024 AI Learning Platform
Vellore Institute of Technology, Chennai - Role: Individual Contributor | Team Size: 1
- Built an AI-Learning-Platform, an LLM-RAG pipeline that acts as a guide and resolves students' doubts
- Utilized vLLM for model inference and integrated Qdrant with Langchain for the RAG pipeline
- Developed a backend server using Django, storing user data in PostgreSQL, chat, and feedback in Cassandra
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Dec 2022 - Apr 2023 AI Malware System
Vellore Institute of Technology, Chennai - Role: Project Lead | Team Size: 4
- Developed a Cross-Platform Application that uploads files to an AI-driven backend for identifying malware with an Azure PowerBI dashboard to visualize the insights in real-time
- Employed CoAtNet Transformer model pre-trained on 2 million malware binaries, and conducted advanced feature analysis using LSTM & LightGBM based on logs from Cuckoo Sandbox and malware header information
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Dec 2022 - Apr 2023 Crime Activity Detection System
Vellore Institute of Technology, Chennai - Role: Project Lead | Team Size: 4
- Designed a real-time Surveillance AI system using a pre-trained SwinTransformer as an AutoEncoder for spatial feature extraction, integrated with LSTM decoders to model temporal anomalies in video streams from the UCF-Crime dataset
- Enhanced anomaly classification by combining SVM-based scoring with sequence-aware reconstruction loss to capture subtle spatiotemporal deviations
- Built and deployed a WebSocket-based interface for seamless real-time video ingestion and anomaly alerting, architected for edge deployment and multi-camera scalability
Technical Skills
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Technical Expertise
- Natural Language Processing (3 yrs)
- Linux (3yrs)
- MLOps (3 yrs)
- Credit & Fraud Modeling (2 yrs)
- Statistical & Tree-Based Models (2 yrs)
- Cloud Infrastructure (2 yrs)
- Large Language Models (2 yrs)
- Time-Series Forecasting (2 yrs)
- Computer Vision (1 yr)
- Information Security (1 yr)
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Cloud & Infrastructure
- AWS (4 yrs)
- Git (4 yrs)
- Ray (3 yrs)
- Airflow (2 yrs)
- Docker (3 yrs)
- Kubernetes (1 yr)
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Programming Languages
- Python (6 yrs)
- C++ (4 yrs)
- SQL (2 yrs)
- Rust (1 yr)
- Go (1 yr)
- Cuda (1 yr)
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Frameworks & Tools
- PyTorch (4 yrs)
- Transformers (4 yrs)
- Pandas (3 yrs)
- Polars (3 yrs)
- Numpy (3 yrs)
- Django (3 yrs)
- FastAPI (3 yrs)
- Triton (1 yr)
- Power BI (1 yr)
- Matlab (1 yr)
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Databases & Storage
- PostgreSQL/RDS (2 yrs)
- Snowflake (2 yrs)
- Qdrant Vector DB (1 yr)
- DynamoDB (1 yr)
Certifications
Achievements & Awards
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Jan 2025 - Runner, Branch Hackathon – For Building a GenAI Credit Risk Model
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Apr 2024 - Winner, Best Final Year Project, VIT University, for developing an on-premise AI learning platform
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Jan 2024 - Winner, Branch Hackathon – For developing an AI Agent to assist engineers with documentation
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Jul 2020 - Top 1% in 10th & 12th Grade Board Exams
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Jan 2020 - 98.92%ile in Jee Mains, conducted all over India
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2014 - 2017 - Represented Inter-Club Cricket Team as a Left-Arm Fast Bowler & Captain
Leadership Roles
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2024 - Present Project Lead, Machine Learning Initiatives
Branch International - Directed end-to-end ML projects including model development, deployment, and performance optimization in production, impacting credit scoring decisions for over 100,000 users
Community Involvement
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Jul 2022 - Dec 2023 Public Relations Officer
Rotaract Club, Vellore Institute Of Technology - Spearheaded communication, outreach, and publicity efforts for the club
- Organized fundraising events, coordinated donation drives for underprivileged communities, and managed promotional campaigns to increase club visibility
- Played a key role in executing events such as blood donation camps, cleanliness drives, and educational workshops
Other Interests
- Hobbies: Piano Enthusiast and Performer (2012 - Present)