Resume

General Information

Full Name Navin Kumar M
Address Chennai, Tamil Nadu, India
Phone +91 9884285774
Email personal.mnk@gmail.com
LinkedIn mnk-navin
GitHub cosmic-heart
Languages English (proficient), Tamil (native)

Education

  • Sep 2020 - May 2024
    B.Tech in Computer Science & Engineering
    Vellore Institute of Technology, Chennai
    • Specialization: Artificial Intelligence & Machine Learning
    • CGPA: 8.92/10
    • Achievement: Best final year project award, VIT University 2024, for developing an on-premise AI learning platform

Work Experience

  • Jun 2024 - Present
    Machine Learning Engineer
    Branch International, Remote
    • Pioneering the development of a neural network-based credit risk model from unstructured SMS data ensuring transparent and interpretable underwriting decisions aligned with regulatory standards
    • Accelerated feature generation by integrating a Ray-based head–worker system and optimizing request throughput. Improved feature service performance by tuning thread pools, scaling workers, and refining SQL queries, resulting in an 8× decrease in feature fetch time
    • Achieved a minimum of 2% delinquency rate by leading the development of a Credit Risk Model for premium segment users
    • Reduced model training time and costs by 5x by building a fully automated pipeline using AWS SageMaker
    • Ensured 99.5% data consistency through rigorous QA & QC testing of credit bureau data in multiple formats
    • Refined training sample queries and introduced shorter window targets, enabling the use of recent data and improving data confidence & generalizability across all user segments

Internships

  • Jan 2024 - May 2024
    Machine Learning Engineer
    Branch International, Remote
    • Developed cashflow and balance classification & extraction SMS model with AUC of 1.00, increasing coverage by 3x
    • Engineered product-specific features from credit bureau data, resulting in a 6% improvement in model AUC
    • Optimized processing of 100K+ files/min by building a parallel processing algorithm to convert historical data into Credit Information Reports
  • Nov 2023 - Apr 2024
    Research Intern
    Vellore Institute of Technology, Chennai
    • Built a parallel and distributed computing workspace using Ray to accelerate ML training and inference
    • Configured Linux & ML Frameworks on IBM PowerPC ppc64le architecture
    • Architected and deployed an AI Learning Platform on distributed clusters to support hands-on learning for junior students
  • May 2023 - Jul 2024
    Machine Learning Engineer
    Gutsy Innovation, Remote
    • Developed a real-time Face Detection & Recognition System using YOLOv7 & ArcFace
    • Implemented the AI service on DeepStream SDK, with integration of Azure IoT Hub and Qdrant

Academic Projects

  • Nov 2023 - Apr 2024
    AI Learning Platform
    Vellore Institute of Technology, Chennai
    • Role: Individual Contributor | Team Size: 1
    • Built an AI-Learning-Platform, an LLM-RAG pipeline that acts as a guide and resolves students' doubts
    • Utilized vLLM for model inference and integrated Qdrant with Langchain for the RAG pipeline
    • Developed a backend server using Django, storing user data in PostgreSQL, chat, and feedback in Cassandra
  • Dec 2022 - Apr 2023
    AI Malware System
    Vellore Institute of Technology, Chennai
    • Role: Project Lead | Team Size: 4
    • Developed a Cross-Platform Application that uploads files to an AI-driven backend for identifying malware with an Azure PowerBI dashboard to visualize the insights in real-time
    • Employed CoAtNet Transformer model pre-trained on 2 million malware binaries, and conducted advanced feature analysis using LSTM & LightGBM based on logs from Cuckoo Sandbox and malware header information
  • Dec 2022 - Apr 2023
    Crime Activity Detection System
    Vellore Institute of Technology, Chennai
    • Role: Project Lead | Team Size: 4
    • Designed a real-time Surveillance AI system using a pre-trained SwinTransformer as an AutoEncoder for spatial feature extraction, integrated with LSTM decoders to model temporal anomalies in video streams from the UCF-Crime dataset
    • Enhanced anomaly classification by combining SVM-based scoring with sequence-aware reconstruction loss to capture subtle spatiotemporal deviations
    • Built and deployed a WebSocket-based interface for seamless real-time video ingestion and anomaly alerting, architected for edge deployment and multi-camera scalability

Technical Skills

  • Technical Expertise
    • Natural Language Processing (3 yrs)
    • Linux (3yrs)
    • MLOps (3 yrs)
    • Credit & Fraud Modeling (2 yrs)
    • Statistical & Tree-Based Models (2 yrs)
    • Cloud Infrastructure (2 yrs)
    • Large Language Models (2 yrs)
    • Time-Series Forecasting (2 yrs)
    • Computer Vision (1 yr)
    • Information Security (1 yr)
  • Cloud & Infrastructure
    • AWS (4 yrs)
    • Git (4 yrs)
    • Ray (3 yrs)
    • Airflow (2 yrs)
    • Docker (3 yrs)
    • Kubernetes (1 yr)
  • Programming Languages
    • Python (6 yrs)
    • C++ (4 yrs)
    • SQL (2 yrs)
    • Rust (1 yr)
    • Go (1 yr)
    • Cuda (1 yr)
  • Frameworks & Tools
    • PyTorch (4 yrs)
    • Transformers (4 yrs)
    • Pandas (3 yrs)
    • Polars (3 yrs)
    • Numpy (3 yrs)
    • Django (3 yrs)
    • FastAPI (3 yrs)
    • Triton (1 yr)
    • Power BI (1 yr)
    • Matlab (1 yr)
  • Databases & Storage
    • PostgreSQL/RDS (2 yrs)
    • Snowflake (2 yrs)
    • Qdrant Vector DB (1 yr)
    • DynamoDB (1 yr)

Achievements & Awards

  • Jan 2025
    • Runner, Branch Hackathon – For Building a GenAI Credit Risk Model
  • Apr 2024
    • Winner, Best Final Year Project, VIT University, for developing an on-premise AI learning platform
  • Jan 2024
    • Winner, Branch Hackathon – For developing an AI Agent to assist engineers with documentation
  • Jul 2020
    • Top 1% in 10th & 12th Grade Board Exams
  • Jan 2020
    • 98.92%ile in Jee Mains, conducted all over India
  • 2014 - 2017
    • Represented Inter-Club Cricket Team as a Left-Arm Fast Bowler & Captain

Leadership Roles

  • 2024 - Present
    Project Lead, Machine Learning Initiatives
    Branch International
    • Directed end-to-end ML projects including model development, deployment, and performance optimization in production, impacting credit scoring decisions for over 100,000 users

Community Involvement

  • Jul 2022 - Dec 2023
    Public Relations Officer
    Rotaract Club, Vellore Institute Of Technology
    • Spearheaded communication, outreach, and publicity efforts for the club
    • Organized fundraising events, coordinated donation drives for underprivileged communities, and managed promotional campaigns to increase club visibility
    • Played a key role in executing events such as blood donation camps, cleanliness drives, and educational workshops

Other Interests

  • Hobbies: Piano Enthusiast and Performer (2012 - Present)