Navin Kumar M

Chennai - 600053, Tamil Nadu, India

Hi 👋 I’m Navin Kumar M, Machine Learning Engineer with over 2 years of experience building scalable, production-grade AI systems. My expertise ranges from developing credit risk models and large language models to designing robust training infrastructure and high-performance inference systems.

I am passionate about leveraging AI to create impactful fintech and enterprise solutions, with a focus on advancing trustworthy and large-scale AI applications through pragmatic problem solving.

Currently working as a Software Engineer - ML @ Branch International

Career Updates

Jun 02, 2024

Excited to join Branch International as a Software Engineer – Machine Learning B1!

Driving an neural modeling effort to extract credit signals from SMS-based financial behavior.
Built fully automated training infrastructure and accelerated feature fetch process. Also, developed a credit model for a premium user segment users.

Apr 30, 2024

Graduated from Vellore Institute of Technology with a B.Tech in Computer Science & Engineering, spec. in AI & ML with 8.92 CGPA

Honored to receive the Best Capstone Project award for my work on an on-premise AI learning platform.
Relevant Coursework: Machine Learning, Deep Learning, Data Structures, Algorithms, and Software Engineering.

Jan 02, 2024

Started my internship as a Software Engineer - Machine Learning at Branch International.

Developed an SMS cashflow and balance classification model (0.99 AUC, 3x coverage), engineered credit bureau features (6% AUC gain), and achieved 99.5% data consistency with thorough QA/QC.

Nov 02, 2023

Began a Research Internship at Vellore Institute of Technology, focusing on distributed training and inference.

I built a distributed training and inference workspace on IBM PowerPC (ppc64le) using Ray, which allowed 15+ concurrent model experiments.

Sep 01, 2020

Started my undergraduate studies at Vellore Institute of Technology.

I pursued a B.Tech in Computer Science & Engineering with a specialization in Artificial Intelligence & Machine Learning.

Latest Posts

Oct 20, 2025

Feature Fetch Optimization

Know more about how I engineered a dramatic 8× speedup in feature fetching at Branch International through distributed and parallel system design and hands-on optimizations.